BNP Paribas increases its provisions in the face of geopolitical uncertainties.

BNP Paribas is the leading French banking group. The Net Banking Income (NBI) by activity breaks down as follows:

– Retail banking (50.8%): retail banking activity in France (24.2% of NBI), in Belgium (14%) and in Italy (10.1%). The remaining NBI (51.7%) concerns international activities and specialized financial services activities (consumer credit, real estate credit, leasing, fleet management, IT asset leasing);

– Corporate and Institutional Banking (36.1%): advisory and capital markets activities (83.2% of NBI; advisory in mergers and acquisitions, actions on equity, interest rates, exchange rates, etc.) and financing (16.8%; financing acquisitions, projects, commodity trading, etc.);

– Institutional and Private Banking and Insurance (13.1%): asset management activities, private banking (French No. 1), real estate services, online brokerage, insurance, and securities services (European No. 1 in securities custody).

As of end-2025, BNP Paribas manages €1,075.6 billion in deposits and €897.3 billion in loans.

The geographical distribution of NBI is as follows: Europe-Middle East-Africa (80.8%), Americas (10.8%), and Asia-Pacific (8.4%).