Visa plugs its payment network into ChatGPT, letting AI agents shop and pay for users
SAN FRANCISCO (AP) — Visa is embedding its payment network into ChatGPT, allowing the chatbot to shop and complete transactions for users. This collaboration enables ChatGPT to make purchases at any merchant accepting Visa, unlike previous attempts limited to specific retailers. OpenAI will provide the technology for decision-making and purchasing, while Visa ensures secure transactions. The companies haven’t disclosed financial terms or fees. Concerns include potential overspending and unauthorized purchases, but Visa plans to implement safeguards like spending limits. This move could impact businesses, with AI agents authorized to procure items and handle invoicing. Mastercard is also developing AI-shopping features.
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